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Good time to refinance

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Magnum_Willys:

--- Quote from: tracksoup on April 05, 2025, 11:49:01 AM ---What are the rates now?
I’ve heard they’ve come however still seems aways from the 2-3 % column.

--- End quote ---
National average 6.72% today.  Hopefully we never see 2.5% rates again or things would have to be very bad.   I’m sitting on a 2.5% one I plan on dying with - free money !

boneaddict:
I was going to comment about the rates, but then I realized this was in the classifieds.   Good luck P Man. Thanks for being available for anyone that is in the situation that warrants  this.

pianoman9701:

--- Quote from: jrebel on April 05, 2025, 03:41:17 PM ---
--- Quote from: tracksoup on April 05, 2025, 11:49:01 AM ---What are the rates now?
I’ve heard they’ve come however still seems aways from the 2-3 % column.

--- End quote ---

Between 5.5 and 6.5%.  I assume if you want to pay out the nose, you can buy points and lower that rate a bit.

--- End quote ---

--- Quote from: Magnum_Willys on April 06, 2025, 07:00:33 AM ---
--- Quote from: tracksoup on April 05, 2025, 11:49:01 AM ---What are the rates now?
I’ve heard they’ve come however still seems aways from the 2-3 % column.

--- End quote ---
National average 6.72% today.  Hopefully we never see 2.5% rates again or things would have to be very bad.   I’m sitting on a 2.5% one I plan on dying with - free money !

--- End quote ---

That's a pretty wide spread and that's because the ones quoting those rates are targeting specific groups of people. As I said, a lot goes into what YOUR rate is going to be. And I doubt we'll ever see 2.5% again. At that time, the Fed was actually moving money for 0% to the lenders because Covid has hit so hard.

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