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Classifieds & Organizations => Sponsor Classifieds => Topic started by: pianoman9701 on December 27, 2022, 10:22:59 AM

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Title: Know Your Credit Rights/Collections
Post by: pianoman9701 on December 27, 2022, 10:22:59 AM

If you're in collections, the debt collector is not allowed to tell anyone they contact that your delinquent/behind/owe any debt. They can ask anyone, including employers, for your contact info. But they can't say why they want it other than to contact you. If you tell the collectors that you can't take personal calls at work, they have to stop calling you at work.

If this has happened to you, you may want to speak to an attorney about your rights. If you're having trouble with debt collection, you can submit a complaint with the CFPB (Consumer Financial Protection Bureau) online or by calling (855) 411-CFPB (2372). Here's the information on the Fair Debt Collection Practices Act (FDCPA).

https://www.consumerfinance.gov/ask-cfpb/can-debt-collectors-tell-other-people-like-family-friends-or-my-employer-about-my-debt-en-332/#:~:text=No.,effective%20on%20November%2030%2C%202021.