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Title: ACT NOW!! RATES ARE CRAZY!!
Post by: archery288 on June 22, 2010, 09:57:36 PM

The bond market hit its highest levels ever today!!  :yike:  What that means - MORTGAGE RATES ARE ON THERE WAY DOWN ONCE AGAIN!  I can honestly not stress to you enough how RIGHT NOW is the time to act!  If you are even considering in the back of your mind the possibility of refinacing, take a few minutes and give me a call!  I'll be more than happy to discuss your scenario and see if it makes sense for you.  All consultations are FREE!  Also, if you would like to fill out an online application or learn more about loan programs, please take a look at my website - www.alliedhome.com/jgabrio (http://www.alliedhome.com/jgabrio) ...

I would list out rates, but as each scenario differs it is important to get a rate specific to your loan scenario! A quick snapshot - from 10 year rates ranging in the high 3's to 30 year fixed conventional rates in the mid to upper 4's you don't want to miss out on these opportunities!


If you have any questions at all please feel free to get in touch with me!

Take care,

(https://hunting-washington.com/smf/proxy.php?request=http%3A%2F%2Fi153.photobucket.com%2Falbums%2Fs215%2Fjgabrio%2FEagleInfo.png&hash=a1f5a8255e4b81836532574892d191155c07c783)

Title: Re: ACT NOW!! RATES ARE CRAZY!!
Post by: archery288 on June 24, 2010, 10:31:35 AM

Rates are crazy right now!!  As the bond market has hit it's highest levels ever, it has done mortgage rates a great favor!  I figured this morning I would throw some rates out here just to put some emphasis on it.. These are best case scenarios and rates depend upon the situation / loan scenario..

(Non-owner / cash out refinances / manufactured homes will need specific attention)

All APR's are calculated on a $250,000 loan amount

As of 10:45am on June 24th, 2010

30 year conventional fixed rates - 4.5% - APR 4.74%

30 year FHA fixed rate - 4.375% - APR 5.35%  

20 year conventional fixed rates -  4.375% - APR 4.68%

15 year conventional fixed rates 3.875% - APR 4.26%

15 year FHA fixed rate - 4% - APR 5.30%

10 year conventional fixed rates 3.75% - APR 4.31%

You may be wondering why the FHA apr's are higher than the conventional apr's... The reason being is the upfront mortgage insurance and monthly mortgage insurance required on these loans..

VA rates are going to be in the same ball park as FHA rates!

If you have any questions regarding rates or want to find out about your specific loan scenario, please feel free to get in touch with me!  You can send me a PM or email me at jgabrio@alliedhomenet.com...

Have a great day!

Jon Gabrio
Direct 253 -632-2280
Office 253-466-4044
MLO - 263956

Title: Re: ACT NOW!! RATES ARE CRAZY!!
Post by: LittleJohn on June 24, 2010, 11:35:47 AM

Will they get lower then this???? Hard to imagine!!! WOW :)