Hunting Washington Forum

Other Activities => Fishing => Topic started by: bassquatch on April 21, 2023, 07:20:19 PM

Title: Question for Guides?
Post by: bassquatch on April 21, 2023, 07:20:19 PM: Who do you use for business insurance and what would you say your annual premiums are?

I have $300k liability through State Farm currently for tournaments, but they do not offer business insurance.

Just trying to get everything lined out, thank you!
Title: Re: Question for Guides?
Post by: hiway_99 on April 21, 2023, 07:26:22 PM: Anchor marine is who I use for my offshore charter business. Give them a call for a quote.

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Title: Re: Question for Guides?
Post by: Badhabit on April 21, 2023, 08:01:55 PM: You should have 1 million plus in an umbrella policy!
Title: Re: Question for Guides?
Post by: Skillet on April 21, 2023, 08:16:51 PM: Quote from: Badhabit on April 21, 2023, 08:01:55 PM
You should have 1 million plus in an umbrella policy!

I was once moored next to a brand-new 50' expedition trawler in Fisherman's Terminal. A maritime lawyer had it commissioned and built. As we chatted the standard boat neighbor chat, he asked me what my liability policy was. Unusual question, and a little intimidating coming from a lawyer on a $2m yacht, but ok ..

I told him I had a $1m aggregate policy. His quote, I'll never forget it -

"Two million is the new one million. I can make anything go away with two million to work with."
Title: Re: Question for Guides?
Post by: 3boys on April 21, 2023, 08:30:38 PM: PM sent on a great broker that is with Gallagher Charter Lakes. Fishing guides, boats and charters are their sweet spot.
Title: Re: Question for Guides?
Post by: deerlick on April 21, 2023, 11:20:16 PM: Boat Insurance company is the name out of Seattle. Believe I'm around 2k a year for business and boat insurance. Charter lakes was around double for same coverage.