Free: Contests & Raffles.
interesting replies so far...yeah the pneumonia thing cost us close to 5k due to the emergency overnight stay for IVs, tons of meds, multiple check up x rays etc.
I thought about it but am going without. If it is $45/mo then that's $540 a year. Over a 12 year period that's basically $6500 you're out and maybe the cover an issue, maybe not. Maybe there is no issue the whole time. Money is gone anyway. Or invest that $45 a month and using 7% as an example it becomes $9761. Some years you may see waaaay more than 7%, others you might take a hit, but it's still your money. If the dog needs care dip into it as needed.
One of our friends wife is a vet and she recommended Lemonade...but we are still on the shopping phase...allot of them require insurance for up to a year before they start to cover anything... which is crooked business if you ask me.
I got my new French Brittany on Trupanion There was only a 5day waiting period for emergencies and 30 day for illness I went with the 90% coverage.They will pay our vet direct a lot of companies make you pay the whole bill then reimburse you.Say your dog gets a ear infection you pay the office visit and they pay 90% of the rest and say down the road he gets another ear infection same thing there is no limit Some companies would call the second ear infection the same incident and cap you at what they payHope that example made senseBy the way price is $87 per month but they have some policies that are less but you pay a higher percentage also price depends on breed
Oh boy, it’s kinda pay a little over time with insurance or all at once if something happens. Told the wife we didn’t need insurance after it was suggested by the vet since the Griffon was going to be a hunting dog. Ate crow on that one! Now all the hunting dogs have it.