Question for Guides?

[bassquatch]

Who do you use for business insurance and what would you say your annual premiums are?

I have $300k liability through State Farm currently for tournaments, but they do not offer business insurance.

Just trying to get everything lined out, thank you!

[hiway_99]

Anchor marine is who I use for my offshore charter business.  Give them a call for a quote.

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[Badhabit]

You should have 1 million plus in an umbrella policy!

[Skillet]

You should have 1 million plus in an umbrella policy!

I was once moored next to a brand-new 50' expedition trawler in Fisherman's Terminal.  A maritime lawyer had it commissioned and built.  As we chatted the standard boat neighbor chat, he asked me what my liability policy was.  Unusual question, and a little intimidating coming from a lawyer on a $2m yacht, but ok ..

I told him I had a $1m aggregate policy.  His quote, I'll never forget it -

"Two million is the new one million.  I can make anything go away with two million to work with."

[3boys]

PM sent on a great broker that is with Gallagher Charter Lakes. Fishing guides, boats and charters are their sweet spot.

[deerlick]

Boat Insurance company is the name out of Seattle. Believe I'm around 2k a year for business and boat insurance. Charter lakes was around double for same coverage.