If so, you're not alone. According to Yahoo! Finance, 1/3 of Americans fear it'll take more than two years to pay off their revolving debt. If you own your own home, there may be a lower-interest solution right under your feet - your equity. Re-finance, HELoan or HELOC, or 2nd mortgages can all be better than paying high credit card interest rates. I have these solutions for you. Call me!