Author Topic: When You Have To Buy A House  (Read 645 times)

Offline pianoman9701

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When You Have To Buy A House
« on: April 17, 2022, 09:32:44 AM »
Rates are higher, but still very low historically. And sometimes, you need to buy a home, regardless of the rates. I have some tools available to help you avoid rising rates AND make you and your offer more valuable to the seller while you're shopping for a new home. Both require that we fill out a loan application together, which takes about an hour. Each require a minimum number of documents

Lock & Shop
This is with a pre-approval for your maximum loan amount and you can lock your rate for up to 180 days while you shop for a new home. I'll need to run credit and usually about 4 documents per person to get you pre-approved and locked.

Automated Approval With Conditions This is way more attractive than a pre-approval to sellers because the loan is in underwriting and ready to clear to close. In addition to the loan application, I'll collect full documentation from you. Once you find a property, all we'll need to do is include the purchase agreement and update paystubs and other time-sensitive documents to get our clear to close. Because we've done all the work upfront, that CTC can come as fast as in minutes with a system called Bolt.

If you're in the market, send me a message and I can give you more information. If you're a realtor and want to know more about the automated approval with conditions, send me a message. It's a game changer.

« Last Edit: April 18, 2022, 07:26:42 AM by pianoman9701 »
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman


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