Free: Contests & Raffles.
Yes but you are able to get a much better interest rate using USAA.
Honestly I would find a used dodge instead of buying a new one. I got a 2007 2500 with the 6.7 liter cummins and six speed manual with 50k miles on it two years ago. Previous owner had put in air bags under the back end and a convert-a-ball hitch as well. Anything 2007 and newer has a crapload of emissions stuff that pretty well strangles the motor, but that can be dealt with.
I have an 06 Silverado with the LBZ motor, and absolutely love the ride, quietness, and handling. As mentioned brakes are awesome too. 185000 on the originals. But, if I was going to buy a Dodge I would check with Campbell Dodge in Centralia. A buddies brother just bought a brand new 1 ton. Pretty loaded. Looked all over. Paid about $200 more at Campbells than what Dave Smith wanted for the same truck. I know you can get factory warranty work oil changes, etc. done at any dealership. But I believe the dealership you buy from will probably treat you better because you are a customer than somebody who bought elsewhere. Could come in handy if you ever need help dealing with the manufacturerAs far as a stick having more control on bad roads. I don't really see it. Heck you can put either 1 in 4lo. The Chevy has the 6 speed auto that you can manually shift. I honestly think it would have a little more control if any of them do. Just a few thoughts. Oh and the Chevies have a factory turbo brake. Not sure if Dodge does.