Pontoon is far more versatile, stable, and comfortable. For river fishing the ability to pull up to the bank and step out not having to worry about tipping is a huge plus. For lake fishing being able to kick with fins and fish while being able to take your feet out of coldwater is nice. All around pontoons get my vote and if you really want to pack gear there are all kinds of size options. I prefer 8' but have had 9' and 10', had several bucks bags but I don't think they are the same quality they used to be. I highly recommend looking at outcast boats.