If your rate is 3% or above and you have excellent credit, you should still be considering an IRRRL. I'm saving one borrower $200/month and he's been at 3.25%.
Remember: The Interest Rate Reduction Refinance Loan is for a rate and term refi only - no cash-out. This is available to qualified vets AND active duty personnel. PM or call - 360-771-1914. I will work hard for you Thanks,
John
