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Author Topic: Cash Poor/Equity Rich And Don't Want To Refinance  (Read 2749 times)

Online pianoman9701

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Cash Poor/Equity Rich And Don't Want To Refinance
« on: November 13, 2025, 11:34:18 AM »
Maybe I did your mortgage 4 or 5 years ago and you have a sweet note rate. There's no way you're going to refinance! And, the last few years have been difficult to keep up financially. Inflation out of sight for several years. Maybe your business struggled during the shutdown or employment was spotty for a while. Home improvement projects got delayed. Credit card revolving balances are starting to build up. There's a really good option to refinancing. A HELOAN (fixed rate) or HELOC (variable rate) might be worth considering to get back to normal. These loans can be very quick - some within 10-15 days to close - and can replace those high interest credit cards or finance that deck replacement you've been putting off.

I've been taking care of HuntWA members for 5 years. Read my Google reviews that are all 5-stars. Whether you need to access equity or are buying a new home in WA, OR ID, or GA, I'll give you incredible service with in depth knowledge of all residential loan options. Give me a call. (360) 771-1914
NMLS #2014743
« Last Edit: November 13, 2025, 11:56:58 AM by pianoman9701 »
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman https://linktr.ee/johnlwallace https://valoaneducator.tv/johnwallace-2014743

Offline silverdalesauer

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Re: Cash Poor/Equity Rich And Don't Want To Refinance
« Reply #1 on: November 18, 2025, 05:41:42 PM »
What kind of rates are out there for HELOC's?

I may give you call sometime @pianoman9701
Sons are a heritage from the LORD, children a reward from him. Like arrows in the hands of a warrior are sons born in one's youth. Blessed is the man whose quiver is full of them. They will not be put to shame when they contend with their enemies in the gate. - Psalm 127:3-5

Online pianoman9701

  • Mushroom & Mortgage Man
  • Business Sponsor
  • Trade Count: (+5)
  • Legend
  • *****
  • Join Date: Mar 2011
  • Posts: 45941
  • Location: Vancouver USA
  • Mortgage Licenses in WA, ID, OR & GA NMLS #2014743
    • www.facebook.com/johnwallacemortgage
    • John Wallace Mortgage
Re: Cash Poor/Equity Rich And Don't Want To Refinance
« Reply #2 on: November 18, 2025, 07:13:04 PM »
What kind of rates are out there for HELOC's?

I may give you call sometime @pianoman9701
Call me anytime 360-771-1914

I have to figure out a HELOC for a member tomorrow and will be able to give you a rough idea of rates at that time.
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman https://linktr.ee/johnlwallace https://valoaneducator.tv/johnwallace-2014743

 


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