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Author Topic: One-Day Approval!!!  (Read 2114 times)

Offline pianoman9701

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One-Day Approval!!!
« on: November 26, 2025, 08:25:08 AM »
I work fast and our processing team is the best! If you need a refinance before Christmas, there's a very good chance I can get it done!
John Wallace
NMLS 2014743
(360) 771-1914
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman https://linktr.ee/johnlwallace https://valoaneducator.tv/johnwallace-2014743

Offline Gentrys

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Re: One-Day Approval!!!
« Reply #1 on: November 26, 2025, 01:04:08 PM »
That's great service, John.  Most loan officers take a few days or more to get clients pre-approved.

Offline pianoman9701

  • Mushroom & Mortgage Man
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  • Join Date: Mar 2011
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  • Location: Vancouver USA
  • Mortgage Licenses in WA, ID, OR & GA NMLS #2014743
    • www.facebook.com/johnwallacemortgage
    • John Wallace Mortgage
Re: One-Day Approval!!!
« Reply #2 on: November 26, 2025, 01:29:29 PM »
Thanks Gentry. I did a purchase for this couple two years ago and the rate just hit the sweet spot for them. Submitted yesterday and approved today. It helps when your buyers don't drag their feet getting docs to you, doesn't it?  :tup:
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman https://linktr.ee/johnlwallace https://valoaneducator.tv/johnwallace-2014743

Offline Gentrys

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Re: One-Day Approval!!!
« Reply #3 on: November 26, 2025, 02:01:04 PM »
Every year I get contacted by clients who weren't necessarily planning on buying a home, but they saw the perfect property hit the market and now they're behind the 8ball and in a hurry to get pre-approved.  Having a loan officer who can get it done in 1 day is huge!

Offline pianoman9701

  • Mushroom & Mortgage Man
  • Business Sponsor
  • Trade Count: (+5)
  • Legend
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  • Join Date: Mar 2011
  • Posts: 45875
  • Location: Vancouver USA
  • Mortgage Licenses in WA, ID, OR & GA NMLS #2014743
    • www.facebook.com/johnwallacemortgage
    • John Wallace Mortgage
Re: One-Day Approval!!!
« Reply #4 on: November 27, 2025, 10:34:17 AM »
I can do pre-approvals in hours if they have the right docs ready. This was a conditional loan approval by the lender after submission. My quickest was a Clear to Close in 0 days for a purchase. 75%% LTV, 780 FICO, and a back end DTI of <40. Got an appraisal waiver and had all the current docs. We closed a week and a half after submission.
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman https://linktr.ee/johnlwallace https://valoaneducator.tv/johnwallace-2014743

 


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