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Author Topic: How Do You Know IF A Loan Is Right For You?  (Read 753 times)

Offline pianoman9701

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How Do You Know IF A Loan Is Right For You?
« on: February 12, 2022, 08:34:16 AM »
I'll tell you. I had a HuntWA member contact me this week about getting rid of his PMI. He had built enough equity in his home since he purchased a year ago. I got his numbers together on a worksheet and might have saved him $30/month. If he was going to keep his home for the 29 years left on the mortgage, this would've been a good move. However, I asked him how long he planned to stay and he said about 7 years. The monthly savings over those 7 years wouldn't have covered his closing costs. It would've taken at least 9 years to recover his costs.

I've turned down at least a dozen HuntWA loans for not benefitting the borrower. I will always tell the truth and will never take a loan that's not right for you. My reputation, my word, and my integrity mean everything to me...and you.
"Restricting the rights of law-abiding citizens based on the actions of criminals and madmen will have no positive effect on the future acts of criminals and madmen. It will only serve to reduce individual rights and the very security of our republic." - Pianoman

 


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