Free: Contests & Raffles.
It gets murky if they bought the boat from someone but never actually registered it in their name first - as in, they had a signed title that they needed to transfer into their name, but never did, and then lost the title.
Here's where the problem lies person selling boat I don't think ever had title put in his name from previous owner.
Sounds painful my head hurts already.
As long as you trust the guy you are buying from, it is no big deal. Just wait the three years with the provisional title. I've done this twice with boats I purchased.