Auto body question

[bosshogg112]

Well last Saturday my truck tried to park itself in my parents garage by sliding down their driveway.  I have a buddy that has all the stuff to fix the damage, but what I am wondering is what my insurance company is going to value the damage at.  I am meeting with my insurance company's approved body shop tomorrow to assess the cost.  Anyone with experience with this have an opinion want to make sure I don't get low balled? 


Thanks,
Matt


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[Woodchuck]

That's creased pretty good, I bet it needs a bedside. Cha ching.

[jackelope]

I was gonna guess $2k

[boneaddict]

2+, closer to 4k

[DRobnsn]

Dang, to bad its two tone. White take off beds start at about $1200. Easy to swap.

[Skillet]

@hoarnhoarder

[fillthefreezer]

@slim9300

[jackelope]

@Sigmanu262

[Boss .300 winmag]

Just get some buffing compound it’ll buff right out. 

[Blacktail Sniper]

Take it a local body shop and get a qoute, probably get an idea of cost that way.  You aren't under any obligation to have the body shop do the work just because they provide a quote.

[HntnFsh]

Ya I'm thinking you are going to need a new skin on that side.

[jackelope]

Take it a local body shop and get a qoute, probably get an idea of cost that way.  You aren't under any obligation to have the body shop do the work just because they provide a quote.

I like this route he's taking....not wasting people's time by having them write estimates knowing he won't have them do the work. His insurance company probably has an adjuster that will come look at it and write a sheet on it that they will work off of anyway.

[bosshogg112]

Take it a local body shop and get a qoute, probably get an idea of cost that way.  You aren't under any obligation to have the body shop do the work just because they provide a quote.

I like this route he's taking....not wasting people's time by having them write estimates knowing he won't have them do the work. His insurance company probably has an adjuster that will come look at it and write a sheet on it that they will work off of anyway.

I have called a handful of shops around here and only one said they would look at it without getting the job.  And about 3/4 of them only do insurance claims when I was asking about painting my truck after the body work is done, so they essentially didn’t want my business.  Which is why I am asking the fine people of hunt wa for opinions.  I have been able to get so much good information on other things reading posts I figured the has to be someone here who will have some valuable insight. 


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[jackelope]

I think the problem with them painting after the body work is done somewhere else is they’re unsure of the quality of the work done before they get to it. If they have to put their name on the paint, they want to make sure everything leading up to that point is done right. No offense intended.

[bosshogg112]

I think the problem with them painting after the body work is done somewhere else is they’re unsure of the quality of the work done before they get to it. If they have to put their name on the paint, they want to make sure everything leading up to that point is done right. No offense intended.

The reason I love this site.  That didn’t cross my mind, but can totally understand.  I would have thought that is something that the paint people could tell by looking at, and if it sucked they would say that it need fixed. 


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[Fastass350]

Maybe be patient, do lots of calling around and find one at a wrecking yard with the same paint scheme and get the whole bed? Or get a whole bed and paint to match, I'd do that before doing a skin but that's me.

[Boss .300 winmag]

Get the insurance money and put a flat bed on it.

[HntnFsh]

Maybe be patient, do lots of calling around and find one at a wrecking yard with the same paint scheme and get the whole bed? Or get a whole bed and paint to match, I'd do that before doing a skin but that's me.

Wouldn't be surprised if this was a cheaper way to go.

[Sigmanu262]

$3238.65 from what I can see in the photos. That’s replacing the bedside and everything that goes with it.

[Special T]

I vote for a steel flat bed... love taps like that look worse on the offender... and will make you smile.

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[Badhabit]

You're meeting the appraiser at the body shop. That's good news. The shop estimator along with the ins. co. appraiser will write an estimate for the known/visible damage. Most approved body shops with ins. carriers will give you a written guarantee on their work. Any supplements they handle directly with the carrier. If you don't like the shop take the estimate to the shop of your choice and ask them if they can do the repairs for the estimate. If not, what is missing from the estimate?  If you have a lienholder you pretty much have to get it fixed to protect the lienholders interest. If you have the title you can take the money less your deductible and hit the casinos and double it or pay your buddy to repair it and have Maaco paint it.

[jackelope]

You're meeting the appraiser at the body shop. That's good news. The shop estimator along with the ins. co. appraiser will write an estimate for the known/visible damage. Most approved body shops with ins. carriers will give you a written guarantee on their work. Any supplements they handle directly with the carrier. If you don't like the shop take the estimate to the shop of your choice and ask them if they can do the repairs for the estimate. If not, what is missing from the estimate?  If you have a lienholder you pretty much have to get it fixed to protect the lienholders interest. If you have the title you can take the money less your deductible and hit the casinos and double it or pay your buddy to repair it and have Maaco paint it.

My guess is he wants to get the insurance check, do as much of the work himself as he can, pay someone to paint it and pocket the balance.
The Maaco idea is the best way to go if I'm accurate in my guess.

[bosshogg112]

Well meet with the adjustor and they were of the opinion that the bedside could be repaired (which is what my buddy that is going to be fixing the body said).  My buddy also got me in touch with a retired paint guy who supplements his retirement with some side jobs.  The whole truck needs painted due to some rust begging on top of the cab and the fenders (and because I hate the two tone paint it currently has, going to paint the whole thing white) which was in the budget of next year.  Since I have no plans to ever get rid of this truck, I don't feel that a Urethane paint job will be sufficient, and am willing to pay more for the better paint.  I was hopping for a little more money from the insurance to ease the pain of buying paint for the whole truck.  Thanks again for all of your feed back, and thanks Sigmanu262 for your time.  Let me know if you have ever in the Spokane area, I would love to buy you a beer or a coke if you don't drink.

Matt

[gaddy]

From some one who did this for a living for many years I would throw on a bed side. If your buddy has the equipment it wont take but a few hours. Spot welds along the inside upper lip, some down the front and a few along the tail gate opening. There will be a few over the wheel well as well. By the looks of it, you are looking at several hr's to get the metal close enough to get to the bondo stage. From the looks of it, there will be a lot of mud laid. Then there will be all of the blocking and sanding to get to the primer stage, fixing pin holes etc.. Then to primer. More sanding and finishing work. Any ripples or wavyness? Then there's the sealer coat. And finally some paint. How many layers of crap.
Throw on a bed side and you deal with the weld zones. There are panel bond adhesives that are used now where you only need to use a few structural welds here and there.

[jackelope]

Well meet with the adjustor and they were of the opinion that the bedside could be repaired (which is what my buddy that is going to be fixing the body said).  My buddy also got me in touch with a retired paint guy who supplements his retirement with some side jobs.  The whole truck needs painted due to some rust begging on top of the cab and the fenders (and because I hate the two tone paint it currently has, going to paint the whole thing white) which was in the budget of next year.  Since I have no plans to ever get rid of this truck, I don't feel that a Urethane paint job will be sufficient, and am willing to pay more for the better paint.  I was hopping for a little more money from the insurance to ease the pain of buying paint for the whole truck.  Thanks again for all of your feed back, and thanks Sigmanu262 for your time.  Let me know if you have ever in the Spokane area, I would love to buy you a beer or a coke if you don't drink.

Matt

Oh he drinks.

[follow maggie]

I think the problem with them painting after the body work is done somewhere else is they’re unsure of the quality of the work done before they get to it. If they have to put their name on the paint, they want to make sure everything leading up to that point is done right. No offense intended.

I have a concrete floor coating company and this is exactly why I don’t let customers prep their concrete.